Company Profile
Patrick H. Garrett, AIC, CGC
President
Patrick H. Garrett began his career working along side his father within the insurance restoration industry. His father owned
a construction company that worked exclusively for insurance companies.
Managing his first loss at eighteen, Mr. Garrett has worked within all facets of the construction industry. Coupled with
the tutelage of his father and combined with his experience, representation of policyholders
is in its second generation.
He has represented clients during every natural disaster to affect Florida's coast since 1995. Licensed within four coastal
states, his firm, North American Insurance Consultants, Inc., has the exceptional ability and talents to resolve first-party
losses as well as assist in third-party issues. Mr. Garrett has earned the highest certification of contracting within the
State of Florida General Contractor - and achieved the designation of Associate in Claims (AIC) from the American Institute of CPCU and Insurance Institute of America (AICPCU). Additionally, he has served
as guest speaker for the Windstorm Insurance Network, CLE International, CAl's Suncoast Chapter, and other associations.
He resides on the board of his state organization, FAPIA, and is active within the national organization (NAPIA).
As a fifth generation Floridian, Mr. Garrett understands the dynamics of this state's insurance industry and the events affecting
our properties. North American Insurance Consultants (NAIC, Inc.) was incorporated in 1990 to assist those professionals
and property exposures with claims adjusting.
NAIC, Inc. has over 35 years combined adjusting, insurance and construction industry experience. Accurate documentation and
claim preparation are the keys to negotiating settlements. Our knowledge of such complex issues makes NAIC, Inc. a firm
that exhibits the attention to detail that facilitates equitable settlements.
Education
Summary of Qualifications
- Twenty years experience within the construction and insurance industries
- Managed insurance claims for losses due to:
- Windstorms
- Floods
- Sinkholes
- Water
- Mold
- Collapse
- Fire
- Vehicle vs. Building
- Personal Property Inventories
- Business Interruption
- Rental Income
- Additional Living Expenses
- Assisted in Third-Party Claims regarding Construction Defect and First-Party Litigation Construction & Damage Consultant
- Managed claims against insurers that include the following natural disasters:
- Hurricane Dennis (2005)
- Hurricane Katrina (2005)
- Hurricane Wilma (2005)
- Hurricane Charley (2004)
- Hurricane Francis (2004)
- Hurricane Ivan (2004)
- Hurricane Jeanne (2004)
- Hurricane Floyd (2000)
- Hurricane Irene (1999)
- Hurricane Georges - Florida and Alabama (1998)
- Hurricane Danny - Florida and Alabama (1997)
- Hurricane Josephine (1996)
- Hurricane Erin (1995)
- Hurricane Opal (1995)
Professional Experience
- 1995 - Present President, North American Insurance Consultants, inc., Tampa, Florida
- 1998 - Present Appointed Insurance Appraiser
- 1998 - Present Civil-court expert witness
- 1994 - 1995 Construction Manager, Lennar Homes, Tampa, Florida
- 1982 - 1989 Garrett Construction, inc. (Insurance Reconstruction)
Professional Affiliations
Seminars
- Windstorm Insurance Conference - Windstorm Insurance Network, Inc. - 1999-Present
- Windstorm Insurance Conference - Windstorm Insurance Network, inc., - Speaker 2003
- Certified insurance Counselors - Commercial Casualty 2000
- National Flood Insurance Program - CCi and General Flood Approved
- Florida Windstorm Certification Program - 2000
- CLE International, - Speaker 2002
- Cam-Tech School of Construction - 2004 CE
- Florida Contractor' School - 2006-present CE
- BOMA of Tampa Bay - Speaker 2007
Licenses / Designations
- Certified General Contractor - Florida 1504657
- State of Florida insurance Adjuster (All-Lines) - Public Adjuster A093884, 1995-Present
- State of South Carolina - Public Adjuster
- State of Georgia - Public Adjuster
- State of Mississippi - Public Adjuster
- Associate in Claims - Insurance Institute of America - AICPCU 2004
Articles / Features
- Tampa Tribune, - August 2005
- Florida Community Association Journal, - July 2007