Our homes are not only the largest investment in our life, but it’s an emotional attachment to the memories and personal possessions that solidify our lives. When damages happen the immediate obligations are to family and employment, not to making decisions for insurance purposes under duress. Having the knowledge and skill set to address the claim enables homeowners to make sound decisions that is best for them. Homeowners should know their loss options and duties under the insurance policy. Taking the emotional attachment from the claim process is key to successfully navigating the claim process. Especially since the burden of proving the claim is up to them, not the insurance company.

  • Dwelling Coverage
  • Other Structures/Dwelling Extension
  • Personal Property
  • Additional Living Expense (ALE) / Loss of Use
  • Endorsements

Homeowners look to our firm as a resource to ensure their policy benefits are received and interest is protected. Properly and accurately presenting damage claims is your duty, not the insurance company. Make sure your claim value is being documented and presented properly. Meeting with insurance company representatives, experts and contractors is a necessary step in the process.

Featured Residential Cases and Galleries

  • Residential Fire
    Residential: Fire, Melbourne, FL
  • Residential Flood and Wind
    Residential: Flood & Wind, Gulf Breeze, FL
  • Residential Wind & Flood
    Residential: Wind & Flood, Pensacola, FL
  • Blanchard House Fire
    Residential: Fire, Brooksville, FL
What Our Satisfied Clients Have To Say

We had the pleasure of working with Mr. Patrick Garrett and his company, North American Insurance Consultants, Inc. regarding our property insurance claims. If we had not engaged Mr. Garrett's services we would have settled for substantially less regarding our two claims. In fact, he evaluated and examined the pre-existing claim that was over one year old and was able to recover additional monies owed by the insurance company.

Katherine Harris Secretary of State May 20, 2015